B9: Fast Cash Advance - Lumos Educational App Store

Access your pay in advance. B9 enables you to access your earnings as you work, eliminating the usual delays of days or weeks. All with no loans, no borrowing money, no interest, and no credit checks. Experience the benefits a of B9 Advance℠ where you can access from $30 to $500 from your paycheck to handle your everyday expenses, unexpected bills, and so on.[1] What's more, our credit monitoring feature is included in the B9 Premium Plan, ensuring your credit goals stay on track, all conveniently within the app. HOW IT WORKS: 1 Download the app and open your B9 Account; start depositing your paycheck into your B9 Account. (Any recurring direct deposits from multiple employers, side hustles, government benefits, income from rentals, tutoring also qualify.) 2 Confirm the B9 Advance℠ amount you're eligible for. 3 Take out the money you need—whenever you need it. 4 When your next deposit comes, your B9 Account will be debited the amount of money you were advanced. 5 The more on-time payments you make, the more of your income we can advance to you over time. EARN CASHBACK WITH YOUR B9 Visa® Debit Card Get up to 5% cashback with your B9 Visa® Debit Card! Spend $200 in your chosen categories and receive cashback by the 5th of the next month. Choose your subscription plan: Basic Plan ($9.99 or $0 monthly fee) - B9 Visa® Debit Card with up to 5% Cash back - B9 Advance℠ (from $30 to $100) [1] - Free ACH withdrawals to banks accounts - Additional fees apply for instant withdrawals and deposits from and to B9 Account - Instant transfers to other B9 Members from your B9 Account Premium Plan ($19.99 or $0 monthly fee) - B9 Visa® Debit Card with up to 5% Cash back - B9 Advance℠ (from $30 to $500) [1] - Instant transfers to other B9 Members from your B9 Account - Free ACH withdrawals to banks accounts - Additional fees apply for instant withdrawals and deposits from and to B9 Account - No-impact Credit Report - Credit Score Simulator We'll waive the subscription fee for your first 30 days of B9 Basic. After that, it's $9.99 a month for Basic or $19.99 for Premium. If you direct-deposit more than $5K/month you'll continue to get your B9 subscription fee free. Deposits from multiple employers count. Same goes for government benefits like SSI. This does not exempt other fees see bnine.com/tos B9 is not a bank. Banking Services are provided by Evolve Bank & Trust, Member FDIC. The B9 Account℠ and B9 Visa® Card are provided by Evolve Bank & Trust, Member FDIC. [1] B9 Advance℠ is an optional, no fee service offered by B9 to its members that requires members to set up a payroll direct deposit to be deposited to the member’s B9 Account℠ at least once each month. The amount of advance a member is eligible to receive will be based on the member's B9 Account℠ history, payroll direct deposit frequency and deposit amount, and other factors determined by B9, and may change from time to time. If a member directs funds to its B9 Account℠ outside his/her paycheck, those funds will not count towards their payroll deposit. For B9 Advance℠ T&C and eligibility requirements apply. Not all users will qualify. Advances amounts range from $30 to $500. New users are usually offered Advances of between $30 to $50. Average approved advance in B9 Basic plan is $82 and the average approved advance in the B9 Premium plan is $267 as of December 2023. See T&C or contact B9 via support@bnine.com. May not be available in all states. B9 warrants that it has no legal or contractual claim against you based on a failure to repay a B9 Advance. B9 will not provide a customer with further advances while any amount their prior B9 Advance remains unpaid under the B9 Advance℠ service. With respect to a failure to repay an advance, B9 warrants it will not engage in any debt collection activities, place the amount owed with or sell to a third party for collections, or report the unpaid balance to a consumer reporting agency. Privacy Policy: https://bnine.com/privacy-policy