Credit.com - Lumos Educational App Store

Check your credit score & report for free, and learn how you can start to improve your credit. Monitor what’s impacting your score and track your improvement. With the Credit.com app, you can easily monitor where you stand, manage your credit and get personalized resources to make smarter financial decisions. Using the app won’t hurt your score and our technology team works hard to ensure that your data is secure during each step of your signup and when using your Credit.com account. KEY FREE FEATURES: TRACK YOUR SCORES • Check your free credit score and look out for signs of fraud or identity theft • Updates are made every 14 days so you can monitor your improvement • Watch your score change over time and see what is impacting your score BUILD YOUR CREDIT • Understand what’s impacting your credit and learn how to build credit with a personalized action plans • Access our interactive timeline to see how different actions could affect your target score • Receive articles, videos and tips that are tailored to your unique credit situation GET PERSONALIZED OFFERS • See which credit card or loan you're most likely to qualify for— before you apply. • Everything is personalized to your credit score and credit standing. EXTRACREDIT PREMIUM FEATURES ExtraCredit members unlock our premium features that take credit managing and monitoring to the next level—all in one easy-to-use app. $100 value. Cancel anytime. • Build It - Build your credit history by reporting bills you’re already paying • Track It - All three bureau reports: Experian, Equifax and TransUnion • Guard It - Advanced monitoring, dark web scans, alerts & $1M ID theft insurance • Reward It - Cashback rewards from select credit and loan offers • Restore It - Exclusive savings with one of the leaders in credit repair. Discounted access to a credit repair leader only available in certain areas.